Pay As You Earn (PAYE) Calculator
Estimate take-home pay from gross income across New Zealand, the UK, South Africa, Zambia, Australia, and the United States. Start with New Zealand by default, then adjust country, pay frequency, bonus income, and deductions.
Earnings and deductions
Add overtime, bonus, commission, or other taxable earnings.
Simplified deductions that reduce the income tax base.
Amounts taken after tax, such as repayments or voluntary deductions.
Used for gross, net, and overtime hourly estimates.
Country settings
PAYE calculator guides
Practical guides for tax calculator 2026, salary calculator, income tax calculator, and take-home pay calculator searches.
Tax Calculator 2026: Estimate PAYE Before Payday
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Salary Calculator: Compare Gross Salary and Net Pay
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Income Tax Calculator: Understand PAYE Tax Bands
Use an income tax calculator to estimate taxable income, marginal rates, effective tax rate, and PAYE deductions.
Take Home Pay Calculator: Estimate Net Pay by Period
A take home pay calculator guide for turning gross income into weekly, fortnightly, monthly, or annual net pay.
PAYE rules by country
Compare the core tax bands used by the calculator. Country rules vary by payroll treatment, residency, credits, and employer setup, so these tables focus on the practical employee estimate used in this tool.
Selected country
New Zealand
2026
Annual bands
| Range | Rate |
|---|---|
| NZD 0 - 15,600 | 10.5% |
| NZD 15,600 - 53,500 | 17.5% |
| NZD 53,500 - 78,100 | 30.0% |
| NZD 78,100 - 180,000 | 33.0% |
| Over NZD 180,000 | 39.0% |
How the estimate is calculated
- 1. Convert gross income and any additional taxable pay to annual amounts.
- 2. Apply the selected country and year income tax bands.
- 3. Apply simplified pre-tax and post-tax deductions plus selected country options.
- 4. Divide annual gross, tax, deductions, and net pay into the selected pay frequency.
PAYE calculator FAQ
Short answers about accuracy, scope, and calculation assumptions.